Michigan Collection Agency

Michigan’s economy is driven by construction, manufacturing, automotive, and infrastructure industries, where unpaid invoices can disrupt cash flow quickly.

Who We Are

Construction Credit & Finance Group is a premier Michigan debt collection agency, helping B2B companies recover outstanding balances efficiently and ethically.

With decades of experience, we support businesses across Michigan with proven debt recovery strategies.

Michigan’s Construction & Manufacturing Landscape

Michigan’s construction and industrial sectors generate billions annually but face ongoing challenges from delayed payments, disputed invoices, and long billing cycles.

A Michigan-based supplier we worked with had $129,000 outstanding across several commercial projects. Through structured escalation and compliance-focused negotiation, CCFG helped recover 78% in under 70 days.

Why Us?

If you are a business in Michigan struggling with unpaid debts, look no further than Construction Credit & Finance Group.

We have the knowledge, experience, and commitment to help you recover your debts and achieve financial stability. Contact CCFG today to learn more about how we can help you recover debts.

Michigan Licensed

Michigan licensing and bonding requirements

FDCPA Compliant

FDCPA and commercial communication rules

Michigan Revised Statutes

Michigan Revised Statutes for commercial collections

Lien & Bond Timelines

Statewide lien and bond timelines

Garnishment Procedures

Michigan garnishment and judgment enforcement procedures

Michigan Debt Collection Laws

Michigan collections are governed by:

  • FDCPA 
  • Michigan Collection Practices Act (MCPA) 
  • Statutes of limitation (6–10 years, depending on debt type) 
  • Licensing and conduct requirements 

CCFG’s expertise ensures recovery efforts are effective and legally sound.

Michigan B2B Debt Collection Services

Our services include:

  • Commercial and B2B collections 
  • Construction-specific recovery strategies 
  • Judgment enforcement 
  • Skip tracing and credit reporting 
  • Negotiated settlements 

Michigan Debt Collection Services

Construction Debt Collection

Commercial debt recovery built specifically for construction businesses, combining industry expertise with strategic collection methods.

Lien Notices & Filings

Protect your payment rights with timely lien notices and filings designed to strengthen your position and improve recovery outcomes.

Credit Department Consulting

Improve cash flow and reduce risk with structured credit processes tailored to construction businesses and real-world workflows.

Asset Investigations

Gain critical financial insight through asset and liability investigations that support smarter, more effective recovery strategies.

Debt Collection Software

Modern software designed to help construction businesses manage receivables, track claims, and streamline recovery workflows.

Seminars & Industry Speaking

Practical, industry-focused sessions covering credit management, collections strategy, and risk reduction.

A Statewide Michigan Collection Agency You Can Count On

If your Michigan business is facing unpaid debts, CCFG delivers the experience and results you need.

#1 Commercial Construction Debt Collection Agencies in Michigan

Welcome to Construction Credit and Finance Group, the leading commercial debt collection agency in Michigan. With expertise in efficiently collecting outstanding debts, including asset investigations, we deliver swift and effective results for B2B construction debts.

Our experienced debt collection specialists understand the urgency involved in collecting construction debts in Michigan. Utilizing advanced technologies and proven strategies, we recover your funds promptly, surpassing the performance of other agencies.

Our successful approach in Michigan includes thorough asset investigations, identifying and seizing properties, vehicles, bank accounts, and investments to secure payment for outstanding debts. Alongside asset investigations, we employ skip tracing, negotiations, and legal action as needed, ensuring successful debt recovery regardless of the debt’s size or complexity.

At Construction Credit and Finance Group, we are committed to delivering exceptional results with the utmost professionalism and integrity. Trust us to handle your debt collection needs in Michigan, providing tailored solutions for swift financial recovery.

So if you’re tired of struggling to collect your commercial debts, trust the experts at Construction Credit and Finance Group. Contact a Debt Collection Expert at CCFG today to learn more about how we can help you recover your funds and get your business back on track.